ILLUMINATING THE FUTURE WITH THE PAST – RELEASING TRAPPED VALUE TO MAXIMIZE RETURN ON LIFE SETTLEMENTS
Today, multiple factors are driving fundamental changes in the life settlements market, including COI increases, LE inconsistencies, and confusion regarding mortality and morbidity. Across the industry, most portfolios are underperforming because original investor models failed to understand the dynamic nature of the asset. Some managers have intentionally taken advantage of the nuances of the asset class at investors’ expense. And service providers have slashed costs to the point that significant value is being trapped inside portfolios, risking permanent value destruction. In this environment, real opportunities exist, but management experience matters. Depth of experience and a well-informed understanding of the nuances of life settlements are required to uncover latent opportunities and mitigate unexpected risks.
There is a better way. And it’s one we can quantify. Since the industry’s beginning, and for over a decade, we’ve been one of the most active and consistent buyers and managers of life settlements– accumulating the data, building the experience, and developing the methodologies for solving the challenges of life settlements and unlocking their inherent value.
The industry has a data problem, so we built a better database. We call it Life Edge™, a ground-breaking life settlements data set and analytics engine.
Dynamic Asset Management
Each life insurance product is unique. Specific policy features can add value or create risks. As a result, assets require daily, policy-level management to maximize their return.
We have an attitude of ownership and pursue opportunities alongside our clientele like only an owner would.